Discover the World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

World Credit Card

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Minimum monthly salary / income of AED 20,000 or above

Min monthly salary/income AED 20,000 or above

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Relax at over 1,200 lounges with Mastercard Travel Pass
Travel should always feel like a pleasure. And, with the World Mastercard &reg; Lounge Program, it does. World Mastercard cardholders can download the Mastercard Travel Pass&nbsp; mobile app and get access to:
<ul>
<li style="font-weight: 400;" aria-level="1">Unlimited, complimentary access for you (per visit) to over 1,200 airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network.</li>
<li style="font-weight: 400;" aria-level="1">Access to business facilities: email, internet, phones, fax machines and conference space in some lounges</li>
<li style="font-weight: 400;" aria-level="1">Complimentary refreshments and snacks</li>
</ul>

World Credit Card- BenefitCardItem - Access Over 1,200 Airport Lounges

 Access over 1,200 airport lounges

Age: 
<ul>
<li>21 years</li>
</ul>
Residency:
<ul>
<li>Citizen or resident of the UAE</li>
</ul>
Other Requirements:&nbsp;
<ul>
<li>Minimum monthly salary of AED 20,000</li>
</ul>

World Credit Card - Other Requirements

Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

Standard Current Account - RakMobile

Bank on the go anytime, anywhere

World Credit Card  - Travel

Travel 

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

World Credit Card - Exclusive Transportation Perks

Access exclusive travel perks

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World Credit Card - Eligibility

Eligibility

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Secure Wallet

With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your card if stolen or lost. 

Check out how Secure Wallet works by clicking on the button below.

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Your ticket to more travels

Fly higher with the Air Arabia Platinum Credit Card. Earn AirRewards points on every purchase and redeem them for flights, upgrades, and more with Air Arabia.

Air Arabia Platinum Credit Card With 15,000 AirRewards Bonus | RAKBANK UAE

Air Arabia Platinum

Air Arabia Platinum Credit Card

AED 50,000-above

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Personal - Apply From RakMobile

Download the RAKBANK App and apply instantly

Apply through the RAKBANK App

 Monthly interest rate: 3.65%

Cinema Benefits

Enjoy 50% off at VOX Cinemas for select movie experiences at all times.
 
Here's how: 
<ol>
 <li>Select your preferred movie session on the VOX website or mobile app</li>
 <li>Login as a VOX member or sign up
(Please note that the offer cannot be redeemed if you check out as a guest)</li>
 <li>Select RAKBANK World Credit Card 50% off offer from the available ticket offers</li>
 <li>Verify your RAKBANK World Credit Card and apply the offer</li>
 <li>Select your seats</li>
 <li>Pay with your RAKBANK World Credit Card</li>
 </ol>
 
Enjoy the movie! 
For more information, kindly visit <a href="https://uae.voxcinemas.com/ticket-offer/rak-bank" target="_blank">https://uae.voxcinemas.com/ticket-offer/rak-bank</a> 
A maximum of 4 tickets per card per month can be availed. 
Terms and conditions apply.

Cinema benefits

Earn up to 10% cashback on travel, supermarket & dining spends worldwide

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 100,000 in the previous year (excluding RMT transaction)

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 50,000 in the previous year (excluding RMT transactions)

Eligibility & Fees

Ready for a world-class credit card experience?

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Call Me Back Option - Personal/Business start 5000 - Credit Cards

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Call me back

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<ul>
<li>No annual fee for the 1st year, then an annual fee of AED 950 will apply from 2nd year onwards</li>
<li>Annual fee applicable from 2nd year onwards can be waived off if a minimum spend of AED 100,000 is achieved in the previous year*</li>
<li>3.65% finance charges per month</li>
</ul>
*MoneyTransfer transactions are excluded from the annual minimum spending required to avoid the annual fee. For more details about World Credit Card fees and charges, please refer to our <a title="Service and Price Guide" href="/globalassets/rakbank/all-pdfs/001---service-and-price-guides/bilingual/012-j00686-sp-consumercreditcard.pdf" target="_blank" rel="noopener">Service and Price Guide</a>.

World Credit Card - Fees

Fees

Complimentary global data roaming package of 1 GB once a year
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Travelling soon? Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
With your World Mastercard Credit Card, you can now enjoy your complimentary global data roaming package:
1 GB free roaming data per year (valid for 5 days from the start date of your choice)
<ul dir="ltr">
<li>15% discount on all subsequent Flexiroam data roaming plans (evergreen)</li>
<li>Higher seasonal discounts available</li>
</ul>
 
Simply download the Flexiroam app, click on the Mastercard banner and redeem your complimentary roaming data. It's that easy!
<a href="https://www.priceless.com/travel/product/182534/global-data-roaming-by-flexiroam/0/4007/options/cardType/3/" target="_blank" rel="noopener" aria-label="Click here to know more" data-uw-rm-ext-link="" data-uw-rm-vglnk="">Click here</a>&nbsp;to know more.
</div>

World CC - BenefitCardItem -  Embrace the spirit of travel

Embrace the spirit of travel

Interest rate* starting from

Secure a home loan from RAKBANK and enjoy competitive interest rates with flexible payment terms. Buy your dream home today with ease and confidence.

Home Loans At Competitve Rates & Flexible Terms | RAKBANK UAE

Home Loan

Make your dream home a reality with our flexible, affordable loan 

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Enjoy up to 10% cashback on your hotel bookings.
With millions of properties in over 200 countries and territories, Booking.com provides incomparable choices.
Simply use your World Mastercard Credit Card to book your next staycation or vacation to enjoy cashback benefits at hundreds of thousands of properties locally and around the world.

World Credit card - BenefitCardItem - 10% cashback on hotel bookings with Booking.com

10% cashback on hotel bookings with Booking.com

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Earn up to 10% cashback on supermarket spends

Earn up to 10% cashback on all your supermarket spends worldwide, capped at AED 300 per month. 
To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 
Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback

World Credit Card - The world is yours

Card Features

Get ready to experience amazing cashback rewards, lifestyle privileges, outstanding travel benefits and great savings.

The world is yours

AED 5,000-19,999

AED 20,000-49,999

Disclaimer
<ul>
<li style="font-weight: 400;" aria-level="1">All charges are subject to changes at the discretion of the Bank, with prior notice to customers.</li>
<li style="font-weight: 400;" aria-level="1">All the charges stated in the S&amp;P are one-time fees that will occur at the time of availing the service.</li>
<li style="font-weight: 400;" aria-level="1">In line with the UAE's Value Added Tax (VAT) implementation from the 1st of January 2018, VAT at the rate of 5% will be levied on RAKBANK's fees and charges specified herein, wherever applicable and as per UAE law.</li>
<li style="font-weight: 400;" aria-level="1">In addition to VAT, a standard processing fee of approximately 1.15% will be charged by Mastercard International or Visa International and is applicable to transactions performed in any currency other than UAE Dirhams.</li>
</ul>

World Credit Card - Terms And Conditions

Terms and Conditions

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Get up to AED 1,250 cashback per month

Experience stress-free travel with complimentary airport transfers.
Book your ride with Careem and have your own personal driver take you to the airport. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy the comfort of your ride. Travel across countries in the Middle East &amp; enjoy 2 complimentary airport rides per year.
Use promo code : MAUAE2
<a title="FAQs" href="/globalassets/rakbank/all-pdfs/001---campaign/faq---careem---airport-transfers.pdf" target="_blank" rel="noopener">Click here</a> for FAQs.
Validity: 30 June 2025

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2 complimentary airport rides per year with Careem

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Earn up to 10% cashback on travel spends

You can earn up to 10% cashback on all your domestic and international airline tickets and hotel bookings, capped at AED 400 per month. 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on your travel & hotel spends 

Key Fact Statement

Service and Price Guide

Cashback Information 

CARD OFFERS

Card Enhancements FAQs

Enhanced Card Benefits

 Offer Terms and Conditions

World Credit Card - Relevant Links

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Chat with an agent

Chat with us

Not sure about something? Check our frequently asked questions to find what you’re looking for.

FAQ’s Help Card

FAQs

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Features & Benefits

World Credit Card-  Lounge Program

Traveler's Lounge and Transport

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Earn up to 5% Cashback

Enjoy up to 10% cashback on all your dining spends worldwide, capped at AED 300 per month. 

To check how you can make the most out of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on all your dining spends

World Credit Card - Large Tabs

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World Credit Card - Cross Sell

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

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Earn up to 3% cashback

<ul>
<li>Enjoy up to 3% cashback on all your e-wallet retail spends (capped at AED 150 per month) </li>
<li>Get up to 1% cashback on all non e-wallet retail spends (capped at AED 100 per month)</li><br/ 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Card Features

The world is yours

Earn up to 10% cashback

Earn up to 10% cashback

Earn up to 10% cashback

Earn up to 3% cashback

Cinema benefits

Secure Wallet

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Relevant links

We’re here to help

Bank on the go anytime, anywhere